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Fintech Business Analyst Career


What Is a Fintech Business Analyst?


Because of the rise of fintech over the last few decades, many organizations have introduced roles that require professionals who can understand the intersection of finance and technology—fintech business analysts.

These analysts work with other teams to make complicated financial information more accessible to end users. They report data, perform quality assurance, and forecast financial trends for banking, investing, telecommunications, and other related industries.

Most fintech business analysts complete a bachelor’s degree in business, IT, or a similar field and then go on to earn a master’s degree in data analytics. Some may have additional certification in areas like data management.


What Does a Fintech Business Analyst Do?

Those employed in this field work in many different specializations. Some may help develop cryptocurrency while others work for credit card companies. They usually serve as advisors to business and IT specialists because of their adeptness at recognizing how to merge finance and technology in ways that make sense to consumers.

So, what exactly does a fintech business analyst’s day look like? Generally, analysts will have the following responsibilities:

  • Carrying out comprehensive business analyses.
  • Assisting project and product managers and UI/UX experts in their respective roles and tasks.
  • Helping to draft user stories.
  • Writing, maintaining, and optimizing reports for relevant stakeholders and departments.
  • Facilitating day-to-day operations concerning company products and services.
  • Assisting the head of product management with client meetings and other client business.
  • Maximizing user experience by streamlining client processes.
  • Conducting market studies to define consumer needs.
  • Assisting with project-related activities, both with clients and internally.
  • Ensuring that projects are delivered on time and within budget.


How Do I Become a Fintech Business Analyst?

To become a fintech business analyst, be sure to complete the following steps:

  • Earn a bachelor’s degree in business, computer science, finance, computer engineering, data analysis, or a similar field.
  • Consider earning relevant industry certification, especially in IT subjects like computer science, data management and analytics, and network engineering.
  • Gain work or internship experience in a field related to your degree to acquire relevant skills.
  • For manager-level analyst positions, earn a master’s degree in computer science, computer engineering, finance, or data analysis.
  • Apply for a fintech business analysis job.

Best Degrees for a Fintech Business Analyst


Computer Science – B.S.

Problem solvers and math lovers needed! Your task:...

Problem solvers and math lovers needed! Your task:

Lay the groundwork for the computing breakthroughs that will enable tomorrow's technologies. Utilize your previous college courses or IT experience to help you complete your degree faster.

  • Time: 60% of graduates in similar programs finish within 25 months.
  • Tuition: $3,985 per 6-month term.
  • Courses: 38 total courses in this program.

You'll have the opportunity to earn these certifications:

  • Linux Essentials
  • Axelos ITIL Foundation

Skills for your résumé that you will learn in this program:

  • Architecture and systems
  • Data structures
  • AI
  • Computer theory
  • Version Control
  • Linux

Data Analytics – B.S.

Lean into data, and walk away with a cutting-edge online degree:...

Lean into data, and walk away with a cutting-edge online degree:

  • Time: 62% of graduates finish within 36 months.
  • Tuition and fees: $3,735 per 6-month term.
  • Courses: 39 total courses in this program.

Certifications in this program at no additional cost include:

  • AWS Cloud Practitioner
  • CompTIA Data+
  • CompTIA Project+
  • Udacity Nanodegree—a unique, highly recognized credential designed to prepare you for a career in data science
  • MSI Change Management (Optional Certification)
  • Certiprof Design Thinking Professional Certificate (Optional Certification)

Skills for your résumé that you will learn in this program:

  • Data management
  • Data wrangling
  • Statistical analysis
  • Visualization
  • Leadership and management 
  • Model deployment & storytelling

Finance – B.S.

This online finance program is career-focused so you will gain relevant...

This online finance program is career-focused so you will gain relevant industry skills.

  • Time: 62% of graduates finish similar programs within 24 months
  • Tuition: $3,575 per 6-month term
  • Courses: 41 courses in this program

Some careers and jobs this business degree will prepare you for:

  • Management
  • Accounting
  • Finance
  • Spreadsheets
  • Financial Analysis
  • Problem Solving

The competency-based model at WGU allows you to move as quickly as you can master the material, and do your coursework on your schedule. Flexibility is key with the B.S. in finance at WGU.

How Much Does a Fintech Business Analyst Make?


Business analysts in fintech make a reliable income across the country. According to a report by ZipRecruiter in April 2023, the average annual pay for a fintech analyst in the U.S. was about $101,000 a year. Top earners make up to about $184,500 a year, while lower earners make around $31,000 a year.

What Is the Projected Job Growth?


Job growth for fintech business analysts is good, with overall employment projected to grow by 9% from 2021 to 2031. On average, this growth rate leaves room for about 32,000 new openings for fintech analysts each year over the next decade. That means that now is as good a time as any to begin or continue your path to a fulfilling fintech analyst career.


What Skills Does a Fintech Business Analyst Need?

Fintech business analysts are proficient not only in thinking analytically but also in using fintech software that helps them do their job efficiently. Here are some essential skills to take note of: 

  • Knowledge of the digitization of banking, investing, insurance, and risk management.
  • Awareness of company infrastructures, products, and services.
  • Keen understanding of business analysis as it relates to financial technology.
  • Strong familiarity with SCRUM, an established model designed to streamline team-oriented projects.
  • Communication and organization.
  • Good command of the following software and conceptual tools:
    • Microsoft Visio—A diagram processor used to help visualize data and trends.
    • Unified Modeling Language (UML)—A standardized way to portray simple diagrams for complex systems.
    • Business Process Model and Notation (BPMN)—A representation of business processes via diagrams like flowcharts.

Our Online University Degree Programs Start on the First of Every Month, All Year Long

No need to wait for spring or fall semester. It's back-to-school time at WGU year-round. Get started by talking to an Enrollment Counselor today, and you'll be on your way to realizing your dream of a bachelor's or master's degree—sooner than you might think!

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Interested in Becoming a Fintech Business Analyst?

Learn more about degree programs that can prepare you for this meaningful career.